Monday, December 31, 2012

JustOneMinute: Leaving Immigration To The Real Estate Developers

The Times describes a new twist on a long-dormant scheme held over from Bush I: foreign investors who put up $500,000 in a jobs-creating venture in the US skip to the head of the line for green cards:

JAY PEAK, Vt. ? At this remote outpost by the Canadian border, Bill Stenger is overseeing what he says is the biggest economic development project that Vermont has ever seen.

He is expanding the Jay Peak ski resort, which he co-owns, but he is also building a biomedical research firm and a window manufacturing plant, extending the runway at the local airport and rehabilitating much of the nearby town of Newport, where he lives. There, he is developing the waterfront, adding the town?s first hotel and a conference center and rebuilding an entire downtown block. He is also creating what he says is the largest indoor mountain bike park in the world and a state-of-the art tennis center.

The price tag for the entire project, which Mr. Stenger says will create 10,000 direct and indirect jobs over several years, is $865 million.

I know what you are thinking. OK, actually, I know what I was thinking - who in their right mind would back this white elephant which is many, many hours from anywhere?

But even more unusual than the size of the undertaking is the method by which Mr. Stenger and his business partner, Ariel Quiros, are financing it. They have tapped into a federal program that gives green cards, or permanent residency, to foreigners who invest at least $500,000 in an American business ? the reward for the investment is a chance at United States citizenship.

Mr. Stenger has already attracted 550 foreign investors from 60 countries to put up $275 million for the first phase: a hotel here at the Jay Peak ski complex, an indoor water park the size of a football field, an ice hockey arena, condominiums, restaurants and stores.

The second and third phases, now under way, require 1,000 additional foreign investors to put up $500 million to overhaul Newport and to develop the nearby Burke Mountain ski area.

Mr. Stenger and Mr. Quiros are putting up $90 million themselves. But even at $785 million, this is one of the single biggest projects in the country financed under the investor program.

Congress created the visa program in 1990 to help stimulate the economy. Because of a cumbersome process and complaints of fraud and corruption, it was long underused.

Obviously. with the current problems challenges facing real estate developers this is a slick way to bring in a new pool of investors who are a bit less focused on their investment return and a bit more focused on buying a new life for themselves and thier kids in the US.

I actually like the basic program, which is a plausible way to recycle foreign wealth into the US and bring talented enterpeneurs to our shores. However, the scheme being described makes me worry about the viability of the projects being financed.

If one foreigner (or a small group) bring their capital and their hard-working selves to the US to start a small business, it is their money and their effort. Even if the primary attraction was the residency it seems less likely they will start a business with no legitmate prospects.

But this real estate venture amounts to writing a check and getting a green card while an American entrepeneur builds something for which financing would otherwise be unavailable. I don't see how that ends well. And yes, the American developer has his own money in the project, but I am sure he is also collecting huge management fees, so maybe he wins either way.

So, I suggest a modification of the program - for larger investor pools limit the 'green card' involvement to, say, 50%. If investors and lenders can't be found who will back the project on a stand-alone basis, then the project won't go forward.

Source: http://justoneminute.typepad.com/main/2012/12/leaving-immigration-to-the-real-estate-developers.html

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Gophers football coach Jerry Kill defends his bowl-game decisions

Minnesota head coach Jerry Kill argues a call in the Meineke Car Care Bowl of Texas on Friday. (Kevin M. Cox/MCT)

HOUSTON -- Soon after the Meineke Car Care Bowl postgame news conference began, Gophers coach Jerry Kill had to explain himself. Why call a pass play for freshman quarterback Philip Nelson on third-and-7 with the score tied 31-31 and less than a minute left in the game?

The call certainly appeared to be a factor in Minnesota's 34-31 loss to Texas Tech on Friday, Dec. 28. Nelson was intercepted by D.J. Johnson, whose 39-yard return put the Red Raiders to win on Ryan Bustin's 28-yard field goal as time expired.

Kill, who has a history of gambling in critical situations with a fake field goal or punt, didn't want to run the clock out.

"We were in a two-minute offense and trying to win the game," Kill said. "We had a minute left on the clock, we were indoors, our kicker (Jordan Wettstein) has a chance to kick 50 yards and we were on the 35-yard line. We make two or three passes and kick a field goal and win the game."

Nelson had thrown two touchdown passes in the second half to help the Gophers retake the lead. Kill said he liked the matchup between Texas Tech's secondary and Derrick Engel, who had 108 yards receiving in the game. But the pass bounced off Engel's hands before being intercepted by Johnson.

"They made a play," Kill said. "It is just part of the game. You come to the game to win, and we had plenty of time to win the game."

Kill opened with Nelson at quarterback because the 19-year-old had started starting the previous six games. Nelson

completed 7 of 18 passes for 138 yards and two touchdowns with one interception. But the eight combined completions by Minnesota was an all-time low for the Meineke Car Care Bowl.

The Gophers had planned on using senior MarQueis Gray as both a quarterback and wide receiver, but they didn't want it to be too confusing for him. Gray finished with no catches, 59 yards rushing and one completion for 8 yards.

"We decided to play (Gray) at quarterback and (not) do things with him at receiver to let the young man focus on one situation," Kill said. "We felt like it gave us the best opportunity to win."

Source: http://www.twincities.com/gophers/ci_22281506/gophers-football-coach-jerry-kill-defends-his-bowl?source=rss

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?Beyond Planting Trees? ? Interview with Documentary Filmmaker ...

I am always astounded by the selflessness that is displayed by some documentary filmmakers. Their resilience to tell a story not for the entertainment or occupation of our free time, but to question our human condition, and challenge us as an individual. Danielle Berg is a creative writing and literature major at Stony Brook University, she also possesses an acute admiration for cinema. Recently she dug deep into her past and spirit to conceive an ambitious project to help raise awareness for the Choco Rainforest in Ecuador. The place in question is the Itaopa?Reserve. Currently Danielle is raising money ($5000) on Indiegogo, to purchase a; camera, a laptop, and editing software, to direct, shoot, and edit a film about the reserve. After which she will donate all the equipment to the head of the reservation Raul, so that he may continue to archive video to raise awareness.

I could speak about Ms. Berg and her project for hours but as a writer herself, she deserves as much room on this page as I do. The following is an interview I conducted with her about both her latest cinematic endeavour, and her itch for film.

itapoa_hostel1

An Itapoa Reservation Hostel

The Artifice: You?ll have to bear with me, this is my first interview [for The Artifice].

Danielle Berg: I am so delighted to be your first. [laughs] I will bear with you.

A:?Groovy. Do you remember the moment that you decided to make this film?

DB:?It was this summer, when I was making my third short film. I like film, it?s a lot of work, lots of hours in the editing room. At the end I had a film that I liked, but in my writing I prefer non-fiction, so I started thinking about some documentary ideas. I volunteered at the Itaopa Reservation 3 years ago and it always kind of stuck with me. And I thought, you know what, I have the skills to do something for them that stood beyond just planting trees, and the things that most of the volunteers do. So I think it was in the editing room when I was really really frustrated, and I thought I could put this frustration toward something that was activism, and not just a video for my own self.

A:?I think that?s great! I know a lot of people including myself,?whom make films? but it doesn?t really challenge anything, like your film can and probably will do. Could you talk a little bit about your past experience with film?

DB:?My film experience is pretty limited, I lucked into it. The (Stony Brook University) Southampton Campus was going to expand to include film and theatre, they got the faculty but they didn?t have the students yet. So they started offering classes to the writing students, and I said ?that sounds awesome!?. So a lot of my friends took the class and it was a lot of fun. It?s something I never thought I?d be able to do, I?ve always had an interest in film editing but I just didn?t have to skill for it. I did it on a whim.

The first film I made was? almost? unusable. I didn?t understand the idea of continuity at all and I had a little kid playing chess with an old lady and every take the cards would be different. It was horrible (laughs). Now I wanna go back, and I can probably make something with it. It?s so sweet but it?s nothing.

The second one I did may have been lost forever, because they cleared the hard drives at school without having a chance to back it up. So I don?t know if it exists. I act in it and my friends brother who is an actor, is in it as well, and this one is very close to me because? I was in it, and I wrote something more personal to me. We did a whole day of shooting, which was a crash course in how to not do things (laughs). I was so tired because I was in it and I was in theory, directing and I had my friends doing the camera work. But toward the end of the day at midnight I was like ?I don?t even care, let?s just make this happen!? and then we had to do a reshoot a couple of weeks later because we needed some stuff that I hadn?t gotten. I learned a lot on that one.

Those two films were made in the class I took over the semester. Then Madaline who is in the film department, offered me and a couple of friends an opportunity to work the class over the summer so we didn?t have to pay for it. I got to take this class with Mitchel Kriegman (Rugrats, Rocko?s Modern Life), who wrote all the?Nickelodeon shows I grew up with, which was very cool, and I made my third short film. And that one is alive and well on YouTube. And that one was also one we did in a week. I was happy with the results! Like I said though, fiction films right now, don?t do it for me as much as the non-fiction stuff.

A:?When did Indiegogo come into the picture?

DB:?So I wanted originally to just fund the project myself because I really don?t like asking for help, it makes me uncomfortable and I?m shy (laughs), so I really didn?t want to do that. I have a few friends who have used Kickstarter and Indiegogo and it?s been really successful, but I kinda wanted to just make it happen and not get hung up on the fundraising cause it?s a lot of work. I?m still working on my thesis, I didn?t want to spend too much time fundraising. A friend asked me if that was the route I was gonna go, and I said ?I don?t know?. My friend Will who is a very ?think big? kind of person said, ?you know it doesn?t have to be your own money, people do things like this all the time and they ask for money?, and I was like ?yea I know, you?re probably right?. So I checked them out, so Kickstarter doesn?t do causes or non-profits, it?s only for art and personal projects. Then I looked at gofundme, it?s smaller, a lot of people use it for stuff like ?my car broke, and I?m poor, so help me fix it!? (laughs). Indiegogo has a sweet spot for it. Actually environmental campaigns don?t usually do well on Indiegogo. I don?t have a statistic for you, but if you look at how often they?re fully funded environmental causes are really on the low end of the list so I was reluctant. I figured since I had people whom were willing to help out it was just a link I could send them to show them it was valid and where it was going. My goal is $5000, I?ve raised $2000 so far but I?m gonna make it work with that. I?ll just get a less expensive camera and work around it.

A:?Why do you think these environmental causes don?t get the attention that others do?

DB:?There have been a few people I?ve talked to, (actor) Steve Hamilton is one of them. He has some experience fundraising and said that, ?people don?t donate to a cause, they donate to a person?. So when you?re fundraising, it?s more about the fundraiser or person you?re fundraising for. I think it may be too abstract but people don?t click with an environmental cause like they do with someone?s animal being sick. I don?t really know, I guess we care a little bit more about people, then animals, then somehow the environment is taken very much for granted and it doesn?t have a face. Also there are just a million causes in the world, a million forests, a million oceans, and there?s just so many things to care about that I think it?s just so hard to grab someones attention with a rain forest that?s a third of the way across the world.

choco-rainforest-photo

A:?Would you say your person of interest in raising money was Raul?

DB:?Yea, Raul is my link to the Choco Rain Forest in the first place. He?s given up everything to protect this rain forest and I?ve seen-I?ve meet other people who do the same thing because it?s their land and they care about it. It?s just kind of amazing because you don?t see that much in the U.S. I think that may be because our Government does a better job of protecting the land. Down there, the protection at the Choco is almost nothing. The Amazon is a much more publicized, and the?rainforest you think of when you think of South America. Because they drill for oil there, a lot of celebrities have gotten behind some fundraisers, helped raise money, and saved giant tracks of land in the Amazon. The Choco is there too, it?s just not as well publicized. So there are people there like Raul who are working really hard and they?re not getting the same sort of publicity.

A:?I?d say your ambitions are matched, him just being there and you spreading the word with this film. You?re a creative writing major, and film isn?t your first round pick so to speak. When you were conceptualizing the project and trying to get fundraising, what advantages did you find with your experience in writing and disadvantages with not being fluent in film?

DB:?It?d be easier for a non-writer to write something for an Indiegogo page. If you write, you?re used to doing several drafts and second guessing everything. So for me, even writing the Indiegogo page was challenging because I?m very hard on myself when it comes to writing and? that?s writing. I think in the end since I?ve been writing for a while, I can write a pitch and I?ve done some press release work before. It?s funny because if you?re doing press for someone else and writing about someone else or someone else?s project it?s really easy to do. But when you?re doing it for your own thing you suddenly become really self conscious, and you feel like you?re self promoting which feels really weird. The writing was helpful but I almost wish I was writing this for someone else, it would have been much easier, or I should have gotten one of my writing friends to do this for me (laughs). But I didn?t do that.

When it comes to film, I?ve only been doing it for about a year. So I?m not an expert camera man, or editor, but? I am a story teller, and that sounds really cheesy (laughs). If the last few years have afforded me anything, it?s how to tell an interesting story. So I trust that I?ll be able to craft a film out of all the things I?ll be encountering down there. The rest of the stuff for me just takes a lot of work. I?m probably going to be the one doing the shooting and editing, unless I somehow raise a crap ton of money to pay an editor (laughs). But I don?t think that?s how it?s gonna be. The making of the movie itself, the crafting together of the story, and the interviews, and leading it into a film, that the writing has helped me with. I think that two or three years ago I would not have undertaken this and thought, ?I can?t do this!?. But I?ve seen myself do other things I thought I couldn?t do. It gives you more confidence, although I think writers in general aren?t all that confident (laughs). Some of the best writers are not.

A:?Give me the 411 on the Choco Rainforest and the Itapoa Reserve.

DB: Back in the 60?s the government gave regular people the land, and in order to prove that they were using it so they could keep it, they had to deforest half of it. So 50 years ago, half of Ecuador?s forests were gone because of that. African Palm Companies harvest palm oil for bio-deisel fuel, which sounds great because it sounds better than oil. But everything has a consequence, even if you eat Tofu they?re cutting down some trees somewhere to plant soy, that?s just a fact. Only .3% of the land is protected from deforestation, that leaves the rest of it open for logging. They burn down the land and build these plantations, and these plantations have this effect of spoiling the water for the residence. A lot of them get pushed out of their lands? it?s like really messed up. Over here we don?t really know what?s involved with the palm oils that?s in cookies and other products we eat, but the politics behind it are really just appalling. Even if the land is protected and there?s an indigenous group living in the rain forest, they don?t know how to read. So these companies come to them with these contracts and say were gonna pay you a few hundred dollars for hundreds of acres of land. These companies promise roads, educations and all this great stuff but it turns out that non of the plantations need many employees either and they make less than when they previously were farming their own land. So they leave to find and make work in other parts of the jungle, deforesting other parts of the jungle. The others who stay behind have a higher rate of skin and liver disease from the pesticides. That?s just the people. There?s something like 3000 endemic species that don?t exist anywhere else in the world, only in the Choco rainforest, and a lot of them are highly endangered. The rate of deforestation isn?t slowing down because there isn?t any awareness about it. Jordan Karubian is a scientist who stated the Bilsa reserve, and the only video you can find on the internet about the Choco is by this guy. So there are people and organizations that are working really hard, but it?s only amounted to .3% protection.

A:?I hear they have some pretty kick ass chocolate.

DB:?(laughs) A lot of our chocolate, and coffee comes from Ecuador. Raul has a chocolate save the rainforest program where he?ll buy chocolate from the locals for 20% above the trade cost in exchange that they promise to reforest some of the land. He doesn?t do much of that anymore, he has one community that he works with and sells the chocolate out of a hostel. It?s very small, he was having trouble exporting or finding someone to export it. With Raul, he wants to free himself up so that he can be doing research in the jungle or guiding volunteers. But that (chocolate) is what I?m giving as a prize for donating, and it is great. I still have chocolate from 3 years ago that I made with my own hands. It?s totally stale, white, and crusty, but I just grind it into my smoothies and no one notices. But the chocolate I?m giving out is fresh.

me   boom

A:?Either way the chocolate is good for your soul. What?s it like to work with Raul?

DB:?When you first meet Raul he?s like a lot of impassioned people, where he gets really excited about what he?s talking about and stutters. It?s so obvious when you first meet him. It is all rainforest, all the time. I learned a ton. He has these programs where people can come out for a weekend or 5 days and do a jungle trek, and I was just volunteering at his reserve, which is also an option, but there was someone coming in from Brooklyn just to do the trip and he (Raul) said ?Well, I guess you better come.?. So I got a sort of crash course in the jungle that I may not have gotten from volunteering. Volunteering for him is like; planting trees, making chocolate, or helping with the garden. He doesn?t have time to decorate his house or anything, it?s so bare bones, and he?s a man living there? and it?s obvious (laughs). It?s just enough for him to go to sleep at night so he can go out the next day. I was very tempted to paint it but he was like, ?No, we don?t need that, we need to go plant trees.?. He?s super smart, and we became really good friends. He?s a really freakin? great person, he kind of does anything for anyone. He?s inspired me a ton, because when you see someone giving up everything in their life for a cause you think, ?Well, what am I doing in my little life??. Every once in a while he gets invited to do lectures in Germany or in the U.S. I think he did one in Spain a few years ago and these people who are not biologist heard his lecture and they came to volunteer and are actually coming back to volunteer the same time I am so hopefully they?ll be a few spanish volunteers there. He (Raul) often moves people to go stay at his reserve and donate their time. I haven?t seen his lecture, but part of my hope, is that we can turn that lecture into a video and make his ?effect? exponentially larger.

A:?Sounds like you have a lot planned for the future past just making this film.

DB:?Oh yeah! One film is great, but twelve is better, so let?s do that. I could have borrowed equipment from friends, but I wanted to raise money so I can leave the equipment behind. I want to start a YouTube account for the Choco because there is only one video out there and I think that so cummy (laughs), if you google the Amazon you get a ton. They can document endangered species, have volunteer journals, anything that could encourage someone who was maybe considering donating their time to the reserve to go ahead and do it. Not to say that they shouldn?t be devoting their time to other things, of course they should, but a lot of people know about the Amazon and not a lot know about the Choco. So I?m trying to publicize it as much as I can. There is a scientist and his team researching the Brown Headed Spider Monkey which is endemic to the Choco, and it?s the most endangered Monkey in Ecuador. They found out about my project from Facebook, and got in contact with me saying they were so excited and were wondering if we could help each other out, like she could be part of the documentary, and in exchange I could help publicize their cause and I could get footage of these primates, and I?m doing this for selfless reasons? but how cool is it that! I can go one this trek with these biologist and track down one of the most endangered primates in Ecuador, like wow! I help them and they help me, and that?s what leaving electronics behind will help do. Electronics in Ecuador are way more expensive and the people there make a fraction of what we make, so me bringing a camera to them from here isn?t the same as them buying a camera down there. I have a couple of old computers that I plan on donating to them but I want to raise enough to buy a new one so it?ll last more than a year after I leave.?

A:?Well if monkeys are going extinct than us humans must not be too far behind, so I like the idea of saving them. 12 films sounds like quite an ambition, 12 is actually my lucky number.

DB:?It might not be 12 legit films but it?s gonna be videos so you can see so much about it.

A:?For those short on change or us poor college students that can?t donate on the heavier side, what can they do to help out? Besides making their own film of course, competition is stiff enough.

DB:?There?s a million causes in the world, and it?s the holiday season, and we?re all poor, and unemployment is high, so it?s really hard to ask people to support a project. And just because I care about something doesn?t mean that other people have the time, or the energy to care about the same thing. With that said, I?ve still sent out messages to my classmates and said ?hey look, there?s 40 of you, if you all just save your change and put in $10 that?s $400 toward my goal. People tend to think that their $2 doesn?t help but it does. People that can?t donate, just liking the Facebook page and spreading the word helps. The people who know about it and don?t donate will still be waiting to see the finished film, so being part of a community that cares no matter if you donated $1, $2, or $200, getting the word out is amazing. People I talked to didn?t even know this part of the world existed and they didn?t know what was happening to it. Just being a little bit more aware.

A:?You?ve obviously been inspired by life, which is the highest plane of inspiration you can reach if you want to put it on a hierarchy, but what are some films you?ve seen that have inspired you to do this and how you?re going to do it?

DB:?The answers simple actually, the inspiration came from a feature film I saw in theaters that didn?t have anything to do with the environment. There?s this movie called?Breaking Upward?which was made with a $20,000 dollar budget and the people who made the film acted in it and all their friends helped them, which is part of the larger movement that is going on now, which is what Stony Brook is basing their whole program around; making your own film without having to go through a studio or sell your script. I think it?s that movement that?s inspired me and all of my friends who are doing this to just do it. Instead of waiting for someone to tell you to do it or tell you it?s okay to do it, just do it. That?s the trend and I?m happy to be apart of it. There?s also this film called?Craigslist Joe?about this guy who decided to drop everything for 30 days and just live off of Craigslist, people who would let him crash at their place for the night, volunteer jobs, dates, everything. He had no money, no phone numbers in his phone, no nothing, and it was just this idea this guy had and I think he?s my age, and he just did it. He?s not a filmmaker or anything like that but at the end he had this really inspiring video, it wasn?t perfect but I like seeing things like that, where I can see myself doing it and see how the film is made. These little movies that you can wrap your head around the whole thing is really helpful, cause if it?s a giant Hollywood movie it?s like ?oh my god there?s millions of people, and millions of dollars involved in this?, it?s the small stuff like Breaking Upwards and?Craigslist Joe?that say ?hey, I?ve got a group of five friends, we can do this!?. As far as environmental films go I saw The Cove, An Inconvenient Truth, Forks Over Knives,?what?s that giant one about food?

A:?Food INC.?

DB:?Yes that?s it! I just enjoy documentaries a lot so I would watch all of those cause I really like school and being in classes. There were times in my life when I wasn?t a student and I took documentary?s as kind of sitting in on a lecture.

A:?What are other ideas for film that you have bouncing around in your head?

DB:?Okay I have two ideas that I?d really like to make happen within? the next couple of years. I am a previously extreme struggler of social anxiety. So I suffer from panic attacks and was an agoraphobic for a couple of months when I was younger, and I think that a lot of people don?t acknowledge their own anxieties, because there?s a huge stigma that if you?re weak, than society does not value you. I?m really into life science right now, so I?d love to do a mini doc about people who have suffered with anxiety, maybe like a web series, or something manageable, but also something that keeps coming where I can interview new people I want to talk to about this, so I might want it to continue. Something about bringing anxiety to life. Or even teaming up with one of my good friends in the program who is a psychotherapist, and maybe even making videos for people who are reluctant to go to therapy or afraid to talk about it. The other thing I want to do is a film about my parents. My family is Jewish and on holidays everyone gets together for two hours and then rushes out the door. I don?t really know my family that well, not even my nuclear family, like I don?t know if they believe in God, or what the best thing that ever happened to them is, I don?t know if they?re happy, I don?t know anything about them. My older sister and I are a bit estranged also, and my middle sister is always traveling and I don?t get to see her that much, so I really want to sit down with my family and ask them the questions? that you somehow know about your friends, but never got to know about your family. I think it?s an opportunity to get my family together to do something, and we don?t get together much so there?s that, and maybe curing old wounds but really I?m just curious to get to know my family while we?re here.

A:?Well, you sound like a regular Martin Scorsese.

me   headphones

I want to thank Ms. Danielle Berg for being so open and patient with me during this interview. If you?re interested in donating or spreading the word about the Choco Rainforest, the Itapoa Reserve and Ms. Berg?s film, then you can check out their Facebook page, and the Indiegogo campaign.

You can view Danielle?s third short film on YouTube.

What do you think? Let me know by leaving a comment.

Article by: Brandon Somma

1331 Points

Filmmaker, Writer, & Musician.

Source: http://the-artifice.com/interview-with-documentary-filmmaker-danielle-berg/

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Calgary Real Estate ? Building Permits ? Do You Know ? CREBNow

When building a new home or commercial business or even a deck in your own backyard, the City of Calgary has permit applications and requirements necessary before you pick up a hammer and nails. To learn more about building permits in the city call 3-1-1 or check out www.calgary.ca. How much do you know?

1>> According to Calgary?s Universal Design checklist, what do public washrooms require?

a. Out-swinging doors
b. Slow closing hinges
c. Locking devices operable by hand
d. All of the above

2>> When is a building permit required to build a deck?

a. Any deck built of wood
b. Any deck exceeding 600 millimetres
(two feet) in height
c. Any deck to be painted or stained
d. Any deck with stairs

3>> When applying for a permit to demolish or move a building, colour photographs of the front and rear elevations of the building to be removed are required.

a. True
b. False

4>> When applying for a building permit for repairs after a fire in a one or two family dwelling, what do requirements include?

a. Two copies of dimensioned floor plans
b. A letter with the breakdown of repairs
c. Two copies of structural drawings stamped by a professional engineer
d. All of the above

5>> A swimming pool constructed for the use of a single-family dwelling unit and used only by the owners and their guests is what?

a. A kiddie pool
b. Southland Leisure Centre
c. A private swimming pool
d. A hot tub

6>> In order to apply for an electrical permit for solar photovoltaic panels, ballast detail or specification sheets as well as schematics of the system layout are required.

a. True
b. False

7>> In buildings to be renovated or demolished, materials having the potential for releasing what shall be removed prior to renovation or demolition.

a. Asbestos fibres
b. Insulation
c. Spider webs
d. Methane gas

8>> Building permit applications must be made in person unless you are a member of the Canadian Home Builders Association.

a. True
b. False

9>> Requirements for submitting drawings for commercial new projects and additions include which?

a. Drawings divided into three individual sets
b. Coloured in using pencil crayons
c. Limited to less than 10 kilograms per roll
d. Answers a and c

10>> For tenancy changes in any Land Use District, you must fill out an application with attached requirements.
a. True
b. False

11>> For new single and two family dwellings the single construction permit fee is calculated at how much per $1,000 of estimated construction costs?

a. $5.00
b. $8.72
c. $3.98
d. $10.87

Answers: 1.d 2.b 3.a 4.d 5.c 6.a 7.a 8.a 9.d 10.a 11.b

Source: http://www.crebnow.com/test-your-knowledge-building-permits/

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How would you like to learn more about the fish export business ...

?

How would you like to learn more about the fish export business? Listen this morning at 9am as Rick Preuss and Lee Cohen conclude the year by talking with fish guy David Lass, a domestic importer and exporter. Then we'll talk with Arie Dezwart, president of Ruineman's Aquarium Inc, the primary distributor of exotic fish in Europe mostly from North and South America.

Learn about the process that brings living creatures from around the world to fish keepers world wide. A special year end Pet Expert Talk Show on 1320 am on the radio or tune in radio ap on your smart phone. You can also stream the show live on

http://www.wils1320.com

? ?

Source: http://www.captivereefs.com/forum/preuss-pets/how-would-you-like-learn-more-about-fish-export-business-25185/

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Kanye West Announces Girlfriend Kim Kardashian Is Pregnant

Yeezy reveals the reality TV star is expecting the couple's first child while onstage in Atlantic City on Sunday.
By Natasha Chandel


Kim Kardashian and Kanye West
Photo: Getty Images

Source: http://www.mtv.com/news/articles/1699495/kanye-west-kim-kardashian-pregnant.jhtml

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Sunday, December 30, 2012

Breaking: Hillary Clinton Hospitalized After Blood Clot Discovered (Little green footballs)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/273969385?client_source=feed&format=rss

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Road trip on tap for NASA's Mars rover in new year

FILE - This Dec. 12, 2012 file image provided by NASA shows the Mars rover Curiosity at a pit stop, a shallow depression called "Yellowknife Bay." It took the image on the 125th Martian day, or sol, of the mission (Dec. 12, 2012), just after finishing that sol's drive. The Sol 125 drive entered Yellowknife Bay and covered about 86 feet (26.1 meters). The descent into the basin crossed a step about 2 feet (half a meter) high, visible in the upper half of this image. Curiosity will now head for Mount Sharp in mid-February after it drills into its first rock. (AP Photo/NASA/JPL-Caltech, File)

FILE - This Dec. 12, 2012 file image provided by NASA shows the Mars rover Curiosity at a pit stop, a shallow depression called "Yellowknife Bay." It took the image on the 125th Martian day, or sol, of the mission (Dec. 12, 2012), just after finishing that sol's drive. The Sol 125 drive entered Yellowknife Bay and covered about 86 feet (26.1 meters). The descent into the basin crossed a step about 2 feet (half a meter) high, visible in the upper half of this image. Curiosity will now head for Mount Sharp in mid-February after it drills into its first rock. (AP Photo/NASA/JPL-Caltech, File)

FILE - This file image provided by NASA shows the base of Mount Sharp on Mars. The Curiosity rover is set to drive toward the mountain in mid-February after drilling into a rock. The image was taken by Curiosity's 100-millimeter Mast Camera on Aug. 23, 2012. Scientists enhanced the color in one version to show the Martian scene under the lighting conditions we have on Earth, which helps in analyzing the terrain. (AP Photo/NASA/JPL-Caltech/MSSS, File)

FILE - This file image provided by NASA shows a color self-portrait of the Mars rover Curiosity. It is set to drive toward a Martian mountain in mid-February after drilling into a rock. On the 84th and 85th Martian days of the NASA Mars rover Curiosity's mission on Mars (Oct. 31 and Nov. 1, 2012), NASA's Curiosity rover used the Mars Hand Lens Imager (MAHLI) to capture dozens of high-resolution images to be combined into self-portrait images of the rover. (AP Photo/NASA/JPL-Caltech/MSSS, File)

(AP) ? Since captivating the world with its acrobatic landing, the Mars rover Curiosity has fallen into a rhythm: Drive, snap pictures, zap at boulders, scoop up dirt. Repeat.

Topping its to-do list in the new year: Set off toward a Martian mountain ? a trek that will take up a good chunk of the year.

The original itinerary called for starting the drive before the Times Square ball drop, but Curiosity lingered longer than planned at a pit stop, delaying the trip.

Curiosity will now head for Mount Sharp in mid-February after it drills into its first rock.

"We'll probably be ready to hit the pedal to the metal and give the keys back to the rover drivers," mission chief scientist John Grotzinger said in a recent interview at his office on the sprawling NASA Jet Propulsion Laboratory campus 15 miles east of downtown Los Angeles.

The road trip comes amid great expectations. After all, it's the reason the $2.5 billion mission targeted Gale Crater near the Martian equator. Soaring from the center of the ancient crater is a 3-mile-high peak with intriguing layers of rocks.

Curiosity's job is to figure out whether the landing site ever had the right environmental conditions to support microbes. Scientists already know water flowed in the past thanks to the rover's discovery of an old streambed. Besides water, life as we know it also needs energy, the sun.

What's missing are the chemical building blocks of life: complex carbon-based molecules. If they're preserved on Mars, scientists figure the best place to hunt for them is at the base of Mount Sharp where images from space reveal hints of interesting geology.

It's a six-month journey if Curiosity drives nonstop. But since scientists will want to command the six-wheel rover to rest and examine rocky outcrops along the way, it'll turn into a nine-month odyssey.

Before Curiosity can tackle a mountain, there's unfinished business to tend to. After spending the holiday taking measurements of the Martian atmosphere, Curiosity gears up for the first task of the new year: Finding the perfect rock to bore into.

The exercise ? from picking a rock to drilling to deciphering its chemical makeup ? is expected to last more than a month.

"We have promised everybody that we're going to go slowly," said Grotzinger, a geologist at the California Institute of Technology.

Curiosity's low-key adventures thus far are in contrast to the drama-filled touchdown that entranced the world in August. Since the car-size rover was too heavy to land using a parachute and airbags, engineers invented a daring new way that involved lowering it to the surface by cables. The risky arrival proved so successful and popular that NASA is planning an encore in 2020.

Curiosity joined another NASA rover, Opportunity, which has been exploring the Martian southern hemisphere since 2004. Opportunity's twin, Spirit, stopped communicating in 2010.

After nailing the landing, Curiosity fell into a routine. The first month was dominated by health checkups ? a tedious but essential prerequisite before driving. A chemistry laboratory on wheels, it's the most high-tech spacecraft to land on another planet so extra care was taken to ensure its tools, including its rock-zapping laser and robotic arm, worked.

Once it got the green light, it trundled to a waypoint that's home to three unique types of terrain to perform science experiments. Every time Curiosity roves, it leaves Morse code tracks in the soil, providing a visual signal between drives. The message spells out JPL, short for Jet Propulsion Lab, which built the rover.

So far, its odometer has logged less than a mile. Despite the slow going, scientists have been smitten with the postcards it beamed home, including a stylish self-portrait and tantalizing glimpses of Mount Sharp.

Huge expectations weigh on the mission with NASA balancing the need to feed the public's appetite while pursuing discoveries at its own pace. Last month, the space agency quashed Internet speculation that Curiosity had detected complex carbon compounds in a pinch of Martian soil by issuing a statement ahead of a science meeting where the team was due to present the latest findings.

American University space policy professor Howard McCurdy said Curiosity is currently in a transition, caught between the viral landing and the scientific payoff expected at Mount Sharp.

"It is interesting, but slow," he said in an email. "I expect public interest will rise as the rover gets closer to its destination."

Curiosity's prime mission lasts two years, but NASA expects the plutonium-powered rover to live far longer. A priority for its human handlers is to learn to operate it more efficiently so that it becomes second nature. Before heading to Mount Sharp, engineers plan a software update to Curiosity's computers to fix remaining bugs.

"We'll need to be pretty careful," project manager Richard Cook said of the upcoming drive. "We may find terrain that we're not comfortable driving in and we'll have to spend time driving around stuff."

___

Follow Alicia Chang at http://twitter.com/SciWriAlicia

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/b2f0ca3a594644ee9e50a8ec4ce2d6de/Article_2012-12-29-Mars%20Curiosity/id-b6ca6fc0cb924506b9ffe1ba1093c348

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Stocks extend losses ahead of 'fiscal cliff' talks

13 hrs.

Stocks took another beating for the fifth-consecutive session Friday, with the Dow logging its worst weekly drop in six, after a report that President Barack Obama said he is not going to make a new budget offer during the "fiscal cliff" summit at the White House.

Instead, Obama plans to lay out what is clear can pass with a majority in both the House and Senate and what most American people support, which includes protecting everyone making $250,000 and less from seeing their taxes go up.

The?Dow Jones Industrial Average?dropped 158.20 points, or 1.21 percent, to close at 12.938.11, dragged down?by?Hewlett-Packard?and?ExxonMobil.

The?S&P 500?slumped 15.67 points, or 1.11 percent, to end at 1,402.43. The?Nasdaq?declined 25.60 points, or 0.86 percent, to finish at 2,960.31. The?CBOE Volatility Index (VIX), widely considered the best gauge of fear in the market, spiked to close above 22 for the first time since June.

For the week, the?Dow?tumbled 1.92 percent, the?S&P 500?fell 1.94 percent, and the?Nasdaq?dropped 2.01 percent. Most Dow components ended in the red for the week, dragged by?Hewlett-Packard?and?Microsoft, while?Bank of America?squeezed out a small gain.

"Traders are so cautious and investors are also worried," said Stephen Guilfoyle of Meridian Equity Partners.?

President Barack Obama?met with a bi-partisan group of congressional leaders?at the White House, just days before the deadline to reach a deal or see the a series of automatic spending cuts and tax hikes come into force. If a deal is not possible, Obama and the leaders would leave the resolution to the next Congress to address in January.

Earlier, stocks came off their lows as investors latched onto a glimmer of hope amid reports of?progress toward a potential deal. According to sources, negotiations revolved around permitting taxes to rise to Clinton-era levels on incomes above $400,000, the level in Obama's last offer to Republican House Speaker John Boehner before their negotiations fell apart earlier this month.

Hewlett-Packard?confirmed that the Justice Department is looking into its allegations that?Autonomy?engaged in accounting fraud prior to its acquisition by HP last year.

Apple?dipped after a Chinese court fined the iPhone maker $160,000 for hosting third-party applications on its App Store that were selling pirated electronic books, Xinhua news agency said. Apple shares have declined nearly 25 percent in the last three months. The stock hit an all-time high of $705 in mid-September.

Barnes & Noble?jumped after British publisher?Pearson?said it will buy a 5 percent stake in the bookstore chain's digital Nook and college bookstore businesses for $89.5 million. Separately, Barnes & Noble said it expects holiday sales to be below forecasts and that its Nook business will not meet prior full-year 2013 projections.

Among airlines, Raymond James raised its price target on?Delta Airlines,?Southwest Airlines,?U.S. Airways,?Spirit Airlines?and?Alaska Air.

On the economic front, pending home sales rose to the highest level in more than 2-1/2 years, climbing 1.7 percent in November, according to the National Association of Realtors.?

And the Institute for Supply Management-Chicago said its index of Midwest business activity rose to 51.6 in December from 50.4 in November, edging past expectations for 51.0.

Source: http://www.nbcnews.com/business/wall-street-extends-losses-week-1C7753031

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G-Cube BK-30 Bluetooth 3.0 Ultra-Slim Wireless Keyboard with Hot-Keys for iPad ? $29.99 & FS

Etsy and Apple

There is no shortage of websites selling accessories for your idevice. ?If you want something a... more?

Fear not, the Refurb

We post a lot of deals on refurbished Apple devices which almost always sell for less than the same... more?

Source: http://geniusbargains.com/index.php/g-cube-bk-30-bluetooth-3-0-ultra-slim-wireless-keyboard-with-hot-keys-for-ipad-29-99-fs/

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Online Pharmacies Giving Prescription Drug Abuse | Health and ...

Drug abuse ? Some pharmacy Buyer Protection Work prohibits supply in America regarding controlled elements not determined by a physician. But, rogue drugstore websites outside the send out an incredible number of email marketing and some don?t adhere to US prescriptive laws. Warnings are already issued for you to more than 100 drugs online for transgression, but the legislation of demand and supply often beats attempts from the Federal Drug Relationship to squelch your access to medicines.

Access to online drugs has caused an immediate increase in drug abuse, dependency and the self-destructive factors to the addict, their loved ones as well as the community. We?ve been talking about remarkably addictive, effective OPIOID pain killers including OXYCODONE (OXYCONTIN) and those that contains HYDROCODONE (VICODIN), sedatives as well as tranquilizers, for example diazepam (Valium) along with LORAZEPAM (ATIVAN) and stimuli for example methylphenidate (Ritalin) which can be used to handle Attention Deficit Disorder (Attention deficit hyperactivity disorder) and insomnia issues. These are yet a small set of the mood/mind transforming prescription rank medications available on the web.

In 2011, the web celebrated their 20th bay. Globally, nearly 2.67 billion individuals are users having a gargantuan increase of 528% from Year 2000 to Next year. Internet users carry on growing at a quicker rate.

Drug abuse

Intercontinental and Marketing communications Technology has advantages but it also features horrific along with destructive factors such as online criminals, online bullies, cyber stalkers an internet-based sexual potential predators or innovators to name a few. A brand new growing pandemic is the escalation regarding prescription drug abuse.

Medications are rapidly replacing unlawful substances in college grounds. States with all the greatest growth in high-speed access to the internet had the most important increase involving admissions to treat drug abuse (Massachusetts Common Hospital, School of Los Angeles). Interestingly, while online health professional prescribed drug sales boost, admission with regard to abuse of booze, cocaine and also heroin got minimal or perhaps negative development rates.

Seniors are some of those most at risk of prescription drug abuse or perhaps misuse as they are prescribed far more medications when compared with younger people. Most people consider prescription medications sensibly: however, around 48 million individuals (ages 12 as well as older) purchased prescription drugs with regard to non-medical reasons within their lifetimes. Prescribed drugs are the 2nd most commonly over used category of medicines, behind cannabis and in front of cocaine, narcotics, methamphetamine along with other drugs.

The nation?s Institute involving Health quotations that nearly 20% of individuals in yours manipulate prescription drugs with regard to non-medical reasons, steroid ointment abuse is also going up, men statement higher charges of steroid ointment use compared to women perform. Prescription drug abuse is normally the same among men and women, other than among 12 in order to 17 year olds. Within this age group, investigation conducted with the National Start on Drug Abuse learned that females are more inclined to use psychotherapeutic medications for non-medical functions. Research has additionally shown that ladies in general may use drug pain relievers and also tranquilizers for non-medical reasons.

Source: http://mwaves.org/online-pharmacies-giving-prescription-drug-abuse.html

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Big Island police searching for missing California man

BIG ISLAND (HawaiiNewsNow)- Authorities on the Big Island are searching for a 31-year-old California man who was reported missing.

Yogi Yoswara was last seen in Hilo at 9 p.m. on December 19.

He is described as 5-foot-7, 140 pounds with short black hair and brown eyes.

Police ask that anyone with information on his whereabouts call the police department's non-emergency line at 935-3311.?

Copyright 2012 Hawaii News Now. All rights reserved.

Source: http://www.hawaiinewsnow.com/story/20465643/big-island-police-searching-for-missing-california-man

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Saturday, December 29, 2012

2013 to bring new hotel, new casino to local gamblers | TribLIVE

The $50 million Lady Luck Casino Nemacolin will open in summer at the Fayette County resort. This depicts the exterior of the former Wildside arcade, where the casino will be located. Source: Isle of Capri Casinos Inc.


By Mark Gruetze

Published: Friday, December 28, 2012, 8:58?p.m.
Updated 56 minutes ago

A hotel at The Meadows, a casino in Fayette County and new games are on tap for Western Pennsylvania gamblers in 2013.

Regulators will award the license for the state?s 13th casino, as gambling industry leaders hope Americans have enough confidence in the economy to keep the slots spinning and the cards turning.

?We?re a discretionary income business,? Rivers General Manager Craig Clark says of casinos in general. ?We?re one of the first to be cut? when people have to reduce their spending.

In the first 11 months of the year, Pennsylvania casinos generated $2.9 billion in gambling revenue, an increase of 4.7 percent from the total through November 2011. With an eye toward increasing that figure again in 2013, casino executives plan new offerings to attract new players and keep familiar faces returning.

Lady Luck Casino Nemacolin will open in the summer at the Fayette County resort, says Isle of Capri spokeswoman Jill Alexander. Isle of Capri, which operates 15 casinos in six other states, will manage Lady Luck.

It will have 600 slot machines and 28 table games but no poker room, Alexander says. The casino will have 450 employees.

Lady Luck Nemacolin will be a resort casino, meaning it will be open only to hotel guests and to people making a $10 purchase, such as food, a souvenir or a gift card. Managers of existing Western Pennsylvania casinos say they don?t worry about competition specifically from Lady Luck.

?Nemacolin will have some minor effect, but I don?t think it will be dramatic,? says Sean Sullivan, vice president and general manager at The Meadows Racetrack and Casino in North Strabane. ?It?ll be attractive to certain types of players.?

Clark sees Nemacolin as more of a destination location, while most Rivers customers come from Allegheny County.

The Meadows

Officials are ?working tirelessly? on a hotel that will be connected to the casino, Sullivan says. He expects groundbreaking in the spring.

The hotel will have about 200 rooms. Although about 1,000 rooms are available in nearby hotels, Clark says an on-site facility is a ?critical component? for casino guests. ?Meadows Hotel? will be built below the south parking garage, in an area now used for bus parking.

Work also is to start in the spring for a retail development tentatively called ?The Street.? It will front on Racetrack Road and include shops, restaurants and a bank. Tenants might be announced next month.

Rivers

The casino recently remodeled its poker room and installed a new high-limit room.

Clark says Rivers? focus in 2013 will be on slot machines and promotions. The casino plans to add new slots and get new titles out faster. He says promotions will be bigger and more exclusive. The $300,000 ?mortgage mania? promotion in January offers to cover the winner?s mortgage payments for a year, up to $18,000, with secondary prizes of making car and credit card payments.

The casino will continue its emphasis on community involvement, he says. It will again be a partner with the Auto Show and plan a NASCAR event that will put winners in a NASCAR simulator.

?Our business is based in Pittsburgh and Allegheny County. We?re supported by the local community in a very significant way,? he says.

Statewide

A major decision for the Gaming Control Board will be awarding the license for a second casino in Philadelphia. Six companies are vying for the state?s last Category 2 license, which allows a stand-alone casino with up to 5,000 slot machines and 250 table games.

Although Pennsylvania appears to have replaced New Jersey as the No. 2 gambling states, it faces competition from expansion in New York, Massachusetts, Maryland and elsewhere.

The state Gaming Control Board will see that the approval process for new games is quick and efficient, a spokesman says. The board also notes that several casinos are adding entertainment and conference venues, hotels and additional restaurants.

Nationwide

Online gambling will remain the No. 1 topic. Supporters of federal legislation authorizing legal online poker pulled the plug on their proposal in mid-December, while pledging to try again in 2013.

A 2011 U.S. Department of Justice ruling says states may offer online games within their borders. Nevada has authorized operators of online poker site that are expected to begin operations this year, and Delaware seems poised to offer online slots as well as poker, roulette, blackjack and other games.

Last week, New Jersey?s Legislature approved allowing online versions of any game offered in Atlantic City casinos. The bill was sent to Gov. Chris Christie.

California and other states are exploring legalization of online gambling.

Mark Gruetze is administrative editor for Trib Total Media. He can be reached at 412-320-7838 or players@tribweb.com.

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Source: http://triblive.com/aande/gambling/3191458-74/casino-says-online

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Fiscal Cliff Talks: Obama To Meet With Senate GOP Friday

  • Military Health Care - $16 Billion

    In his last offer to House Speaker John Boehner (R-Ohio), President Barack Obama lobbied for $16 billion in cuts from the military's health care program, TRICARE. In 2012, the president also proposed hiking fees for military personnel and veterans who receive benefits under the program in an effort to help cut the defense budget. His proposal drew significant fire from Republican lawmakers and veterans' groups.

  • Military Retirement Program - $11 Billion

    Both sides agreed to cuts from the military retirement program. Rep. Eric Cantor (R-Va.) claimed during July 2011 talks that lawmakers had reached a tentative deal to slash <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">$11 billion</a>. Under the current system, military personnel receive immediate retirement benefits after serving for 20 years. According to a recent report from the Congressional Budget Office, the appropriation cost per active military service member has <a href="http://www.cbo.gov/publication/43574" target="_hplink">increased at a higher rate</a> than either inflation or the total pay package of private-sector employees. Given the budget constraints looming before the Defense Department, the CBO floated the idea of transitioning the military retirement program to a matching-payment model.

  • Federal Employee Retirement Program - $33 -$36 Billion

    Cantor claimed that Republicans and Democrats had agreed to <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">$36 billion in savings</a> over 10 years from civilian retirement programs. The president proposed a marginally more modest figure of <a href="http://presspass.nbcnews.com/_news/2012/11/11/15089281-white-house-grand-bargain-offer-to-speaker-boehner-obtained-by-bob-woodward#.UKCJftkTtS8.twitter" target="_hplink">$33 billion</a> in his final offer to House Speaker John Boehner. Just this year, Republicans in the House Committee on Oversight and Government Reform also looked to find savings from the Federal Employee Retirement System by <a href="http://www.washingtonpost.com/blogs/federal-eye/post/house-committee-approves-measure-upping-federal-employee-contributions-to-retirement-plan/2012/04/26/gIQAuoW6iT_blog.html" target="_hplink">requiring employees to pay more of their salary</a> into their pensions, which Democrats opposed as a pay cut that would make civil service less attractive for top talent. In September 2011, the federal government employed <a href="http://www.fedscope.opm.gov/cognos/cgi-bin/ppdscgi.exe?DC=Q&E=/FSe%20-%20Status/Employment%20-%20September%202012&LA=en&LO=en-us&BACK=/cognos/cgi-bin/ppdscgi.exe?toc=%2FFSe%20-%20Status&LA=en&LO=en-us" target="_hplink">over two million individuals</a>, either through the cabinets or independent agencies. Many Republicans have complained that the federal workforce has ballooned during the Obama administration, and while the raw number of employees has risen by <a href="http://www.thefactfile.com/2012/01/23/the-size-of-the-federal-workforce-rapid-growth-for-some-stagnation-for-others/" target="_hplink">14.4 percent</a> between Sept. 2007 and Sept. 2011, the percentage of public employees out of the total civilian workforce has <a href="http://www.thefactfile.com/2012/01/23/the-size-of-the-federal-workforce-rapid-growth-for-some-stagnation-for-others/" target="_hplink">remained fairly constant</a> around 1.2 percent since 2001. Much of the raw growth has been concentrated in the Department of Defense, Veteran's Affairs and Homeland Security.

  • Agricultural Subsidies - $30 - $33 Billion

    Democrats and Republicans agreed to cut as much as <a href="http://www.huffingtonpost.com/2012/11/12/fiscal-cliff-barack-obama-_n_2118739.html" target="_hplink">$30 billion</a> from agricultural subsidies; the main opposition fell along geographical lines rather than partisan ones. Hailing from an agriculture-heavy state, Sen. Max Baucus (D-Mont.) threatened to pull out of talks entirely if a deal included that much in subsidy reduction. The president ended up pushing for <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">$33 billion in cuts</a>, but that figure also included reductions in conservation programs. Baucus now tells HuffPost any cuts should be made through the farm bill, not fiscal cliff talks.

  • Food Stamps - $2 to $20 Billion

    Cantor pushed hard for significant cuts to food stamps, formally known as the Supplemental Nutrition Assistance Program. He charged that the federal government could save as much as <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">$20 billion over ten years</a> by eliminating waste and fraud, but the White House countered that the real number was closer to $2 billion. Instead, those cuts would force the program to scale back on the number of enrollees and the level of benefits it could offer.

  • Flood Assistance - $4 Billion

    Obama proposed cutting <a href="http://www.huffingtonpost.com/2012/11/12/fiscal-cliff-barack-obama-_n_2118739.html" target="_hplink">$4 billion from flood assistance</a> funding in his final offer to Boehner in July 2011. But Hurricane Sandy straining the National Flood Insurance Program; The New York Times <a href="http://www.nytimes.com/2012/11/13/nyregion/federal-flood-insurance-program-faces-new-stress.html?pagewanted=all&_r=0" target="_hplink">reports</a> that thousands of claims are being submitted daily, which could send the overall cost upwards of $7 billion for a program that suffers from a ballooning debt problem. And with climate change promising <a href="http://www.washingtonpost.com/blogs/capital-weather-gang/post/climate-change-predictions-foresaw-hurricane-sandy-scenario-for-new-york-city/2012/10/31/b78de428-2374-11e2-ac85-e669876c6a24_blog.html" target="_hplink">future flooding disasters</a> along the eastern seaboard, cutting the program looks unwise.

  • Home Health Care - $50 Billion

    The president offered to cut <a href="http://presspass.nbcnews.com/_news/2012/11/11/15089281-white-house-grand-bargain-offer-to-speaker-boehner-obtained-by-bob-woodward#.UKCJftkTtS8.twitter" target="_hplink">$110 billion over the next decade</a> from the government's health care spending, excluding Medicare. Among the programs that could lose crucial funding is home health care, where Democrats and Republicans agreed to <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">$50 billion in reductions</a> over ten years. Cantor pushed for closer to $300 billion in spending cuts to health care, but Democrats appeared to stand firm.

  • Higher Education - $10 Billion

    The president proposed cutting <a href="http://www.huffingtonpost.com/2012/11/12/fiscal-cliff-barack-obama-_n_2118739.html" target="_hplink">$10 billion from higher education</a> over the next decade, mostly from Pell grants. <a href="http://www.huffingtonpost.com/2012/08/27/pell-grants-college-costs_n_1835081.html" target="_hplink">Over nine million students</a> relied on federal subsidized loans to afford college during the 2010-2011 school year, and the skyrocketing costs have continued to diminish the purchasing power of the Pell grant program. Obama has actively worked to make college more affordable for lower-income students. Key Republican lawmakers have attempted to cut funding for student loans; most notably, Rep. Paul Ryan (R-Wis.) slashed the maximum award from $5,550 per student per year down to <a href="http://colorlines.com/archives/2011/07/dems_students_fight_to_save_pell_grants_amidst_debt_ceiling_talks.html" target="_hplink">just $3,040</a>.

  • Medicaid And Other Health- $110 Billion

    The original funding levels proposed by Cantor and the GOP leadership would turn the entitlement program for America's poor into little more than a block grant program, Democrats claimed during the 2011 debt ceiling talks. Under such a program, they argued that states would then <a href="http://www.bloomberg.com/news/2012-09-11/medicaid-to-lose-1-26-trillion-under-romney-block-grant.html" target="_hplink">drop more people from enrollment</a> and scale back on health benefits. In fiscal year 2009, <a href="http://www.census.gov/compendia/statab/2012/tables/12s0151.pdf" target="_hplink">over 62 million Americans</a> -- many of them children -- depended on Medicaid for their health care. But the president did agree to <a href="http://presspass.nbcnews.com/_news/2012/11/11/15089281-white-house-grand-bargain-offer-to-speaker-boehner-obtained-by-bob-woodward#.UKCJftkTtS8.twitter" target="_hplink">$110 billion</a> in cuts from Medicaid and other health programs.

  • Medicare - $250 Billion +

    Republicans pushed for a drastic overhaul to the entitlement program for America's seniors. Ryan infamously proposed turning Medicare into little more than a voucher system in which seniors would receive checks to purchase their own health care on the open market -- a plan that would ultimately <a href="http://www.huffingtonpost.com/kennethdavis/medicare-vouchers_b_1947804.html" target="_hplink">force individuals to shoulder more of the burden</a> for their health care costs. Democrats refused to accept changes similar to those in Ryan's plan. The president, however, was <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">more open to other GOP suggestions</a> on Medicare. In his final offer to Boehner, he agreed cut $250 billion over the next ten years -- in part by increasing premiums for higher-income seniors and by raising the eligibility age from 65 to 67 (although over a longer time frame).

  • Tax Reform - $800 Billion - $1.6 Trillion

    Republicans have again and again <a href="http://www.politico.com/blogs/politicolive/0511/Boehner_Medicare_Medicaid__everything_should_be_on_the_table_except_raising_taxes.html" target="_hplink">decried any attempt</a> to raise taxes, either on the highest earners or on corporations. (A Democracy Corps/Campaign for America's Future survey shows that <a href="http://www.ourfuture.org/report/2012114508/cafdemocracy-corps-election-poll-2012" target="_hplink">70 percent of voters</a> support raising taxes on the wealthiest two percent of Americans.) Instead, Boehner has pushed for a <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">comprehensive tax reform bill</a> that would lower the marginal tax rates while closing loopholes and eliminating deductions in order to raise around $800 billion in additional revenues. For many Democrats, <a href="http://online.wsj.com/article/SB10001424127887323551004578117152861144968.html" target="_hplink">that figure simply isn't enough</a>. White House Press Secretary Jay Carney announced Tuesday that the president was aiming for as much as <a href="http://takingnote.blogs.nytimes.com/2012/11/13/showing-backbone-on-the-debt/" target="_hplink">$1.6 trillion in new revenues</a>, and the president told reporters on Wednesday that it would be <a href="http://www.huffingtonpost.com/2012/11/14/obama-tax-cuts_n_2131256.html" target="_hplink">practically impossible</a> to raise the amount of revenue he wanted simply from closing loopholes and lowering rates.

  • Social Security - $112 Billion

    Social Security <a href="http://www.huffingtonpost.com/2012/11/14/fiscal-cliff-social-security_n_2130762.html?utm_hp_ref=mostpopular" target="_hplink">isn't driving the deficit</a>, yet Republicans have <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">pursued drastic changes</a> to the program. Sen. Harry Reid (D-Nev.) has promised that Social Security would be <a href="http://livewire.talkingpointsmemo.com/entry/reid-no-messing-with-social-security" target="_hplink">off the table</a> in the on-going negotiations to avoid the fiscal cliff, but Obama did concede to tying the benefits to a <a href="http://presspass.nbcnews.com/_news/2012/11/11/15089281-white-house-grand-bargain-offer-to-speaker-boehner-obtained-by-bob-woodward#.UKCJftkTtS8.twitter" target="_hplink">recalculated Consumer Price Index</a> that would ultimately provide less money to retirees. Sen. Bernie Sanders claims that, under such a measure, seniors who are currently 65 years-old would see their benefits drop by <a href="http://thehill.com/homenews/senate/267079-reid-assures-sanders-he-wont-agree-to-social-security-cuts-in-debt-deal" target="_hplink">$560 a month in 10 years</a> and by as much as <a href="http://thehill.com/homenews/senate/267079-reid-assures-sanders-he-wont-agree-to-social-security-cuts-in-debt-deal" target="_hplink">$1,000 in 20 years</a>. The Moment of Truth project (led by the two former co-chairs of the president's deficit reduction commission, former Sen. Alan Simpson (R-Wyo.) and former White House Chief of Staff Erskine Bowles) claims that the recalculated CPI could save as much as <a href="http://www.inthesetimes.com/article/11767/the_social_security_cut_washington_does_not_want_you_to_understand/" target="_hplink">$112 billion</a> from Social Security over the next ten years.

  • Tax Loopholes And Deductions - Up To $180 Billion

    Although Cantor and other GOP House members demanded that any deficit-reduction deal brokered in 2011 be classified as <a href="http://www.huffingtonpost.com/2012/11/11/fiscal-cliff-talks-medicare-social-security_n_2113259.html" target="_hplink">revenue-neutral</a>, they were open to closing particular loopholes in the corporate tax code and limiting itemized deductions for individuals -- given that they were offset by other tax cuts. Out of the $50 billion in savings to be found over the next decade from closing loopholes, Cantor proposed getting $3 billion from eliminating the break for corporate-jet owners and another $20 billion from voiding the subsidies for the oil and gas industries. On the individual earner side, he proposed eliminating the second-home mortgage deduction for $20 billion, as well as limiting the mortgage deduction for higher-income households to rake in another $20 billion. He also offered to tighten the tax treatment of retirement accounts. But Democrats wanted to see even greater action taken on itemized deductions. In June 2011, Rep. Chris Van Hollen (D-Md.) proposed raising $130 billion in new revenues by capping itemized deductions at 35 percent for the highest income brackets. The GOP response to his proposal at the time was a resounding "no."

  • Bush Tax Cuts For The Wealthy - $950 Billion

    Set to expire on Dec. 31, 2012, the Bush tax cuts represent one of the most controversial elements of the so-called fiscal cliff. They added over <a href="http://graphics8.nytimes.com/images/2011/07/24/opinion/sunday/24editorial_graph2/24editorial_graph2-popup.gif" target="_hplink">$1.8 trillion to the deficit</a> between 2002 and 2009. Yet Republicans argue that an extension is necessary to create jobs and spur economic growth. But a <a href="http://tpmdc.talkingpointsmemo.com/PDF/0915taxesandeconomy.pdf" target="_hplink">study</a> from the Congressional Research Service found that tax cuts for the wealthiest earners had little economic effect. The White House is pushing for a renewal only of those tax breaks for the lower- and middle-class Americans in order to save the average middle-class family <a href="http://money.cnn.com/2012/10/01/pf/taxes/fiscal-cliff-tax/index.html" target="_hplink">between $2,000 and $3,500</a> next year. Letting the cuts expire for those earning over $250,000 a year -- or the wealthiest two percent of Americans -- would haul in <a href="http://www.offthechartsblog.org/cbo-ending-high-income-tax-cuts-would-save-almost-1-trillion/" target="_hplink">$950 billion</a> in savings over the next decade, according to the CBO. Obama stressed how much the country stood to gain from such an approach Wednesday during a press conference. "If we right away say 98 percent of Americans are not going to see their taxes go up ? 97 percent of small businesses are not going to see their taxes go up," he said. "If we get that in place, we're actually <a href="http://www.cnbc.com/id/49821777" target="_hplink">removing half of the fiscal cliff</a>."

  • Source: http://www.huffingtonpost.com/2012/12/27/fiscal-cliff-talks_n_2372571.html

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    Should You Go To Grad School?

    Overloaded student in library. Please don't waste your life this way

    Photograph by Otmar Winterleitner/iStockPhoto.

    Apparently, people have been talking. Recently I received an email from an editor at Bookforum who was asking a number of writers to contribute essays to a book to be called Should I Go to Grad School? for an institution called the Platform for Pedagogy.

    She told me, somewhat mysteriously, slightly ominously: ?Several people have mentioned that you have strong feelings on the subject.?

    Hm. It?s true, I had recently spoken to a grad school class on Shakespeare at NYU (led by my colleague, the gifted poet and memoirist Meghan O?Rourke) about my book The Shakespeare Wars.?And if all grad school teachers of literature were like her, I would have no problem with the institution.

    But I must admit I expressed some very ?strong feelings? in that class. Specifically about the controversy stirred up by some academics who have arrogated to themselves spurious authority to discard parts of Hamlet. I had indeed emphatically warned the impressively bright students in the seminar against the kind of grad school-nurtured exegesis of Shakespeare most egregiously represented by James Shapiro in the section of his book, 1599, wherein he purports to read Shakespeare?s mind and discover that Shakespeare would have wanted to cut, trash, delete, and disappear Hamlet?s final soliloquy; one of the high points of the play and of Shakespeare?s entire oeuvre.

    It?s true that the fourth act soliloquy (?How all occasions do inform against me/ And spur my dull revenge ...?), which is present in the so-called ?Good Quarto? of Hamlet, the one published during Shakespeare?s lifetime, was omitted from the posthumously published Folio edition. But there is no evidence that this was Shakespeare?s preference and not that of, for instance, a theater manager who wanted to speed up the action of one of the Bard?s longest plays, which in fact revolves around extended delay.

    As I suggest in my book, the mind-reading case Shapiro makes for the excision is no small matter. It?s emblematic of a whole academic mindset, of the sort of tin-eared arrogance that would consign to the dustbin?on no good authority 35 eloquently tormented lines of self-reflection by one of the greatest characters in world literature?a character defined by his penchant for introspection and self-reflection?on the basis of a half-baked theory. In this case, the theory that Shakespeare decided he wanted to revise Hamlet to make Hamlet more of an action hero! Like Schwarzenegger in True Lies! Or maybe a Bruce Willis vehicle: Die Hard With a Vengeance: The Elsinore Conundrum.

    In this analysis Hamlet?s last soliloquy slows down the action, makes Hamlet too ?dark and existential,? as Shapiro disparagingly notes. Wouldn?t want that! That Shapiro?s theory has been taken seriously by academics is not merely an intellectual scandal but makes it the perfect metaphor for the way most graduate study of literature in America diminishes it?and has become?something to be avoided like the plague. I?ve tangled with Shapiro before and I will never cease condemning his grad school-bred disembowelment of Hamlet ?til the day I die and hopefully, like Hamlet?s father?s ghost, return to haunt those who advance this meretricious attempt to pour poison into the ears of grad students, to besmirch one of the high points of English literature.

    Yes, I guess I do have strong feelings.

    But, I told the Should I Go to Grad School? editor, I couldn?t speak about graduate school education in general for two reasons. First, it seems intuitively true that for subjects such as history, philosophy,?the hard sciences, and even some of the softer ones, it would be hard for me to make a case against graduate study.

    But grad school for literature, I can't advocate. I escaped Yale before it became the center of the frenzied fad for French literary theorists, as a result of which students read more about arcane metaphysics of language, semiotics and the like than the actual literature itself. But, even though many of the most sophisticated contemporary intellectuals who once bought into this sophistry (such as Terry Eagleton) have abandoned it, the tenured relics who imposed this intellectual regime are still there, still espousing their view that literature itself is only to be understood through their diminishing deconstructing lens. I can testify to it, having sat through enough seminars at the Shakespeare Association of America conferences to last a life time. Please don't waste your life this way.

    Second, she had said she was asking two kinds of writers: those who had, and those who had not gone through graduate school. I fell into neither category: I had only spent a year at Yale?s graduate school (in English literature), and then fled the institutional comforts it offered for an unknown future.

    All the better, she said. I?d looked at life from both sides now.

    And so return with me to the moment I made the choice about whether to stay in graduate school; the moment when two roads stretched before me. I don?t suggest anyone take the path I did?I don?t want to ruin any lives?but maybe it will help some see if it?s the road for them.

    It was the spring of 1969, around midnight at a lovely house on a comely cove a few miles up the coast from New Haven, a place I shared with a couple of Yale friends. I was sitting at the kitchen table. I had been up late paging anxiously through the classified ads of the Village Voice (long before they became a porn emporium), looking for a traveling salesman job, not finding one, and wondering if I should accept what seemed to be my fate and continue on in graduate school.

    Source: http://feeds.slate.com/click.phdo?i=5bd9eaffa709f6dd2efb44d17a19ac67

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